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Affordability and Repayments

In order to calculate the maximum home loan you can afford based on your gross monthy income and also what the monthly repayments on the home loan will be, please enter values for the required fields below (those marked with an asterisk(*)) and then click on the Calculate button.

Gross Monthly Income (R) *
Interest Rate (%) *
Repayment Term (months) *
      
Maximum Home Loan Amount (R)
Monthly Repayment (R)

 Notes:-

  1. A repayment to income ratio of 30% is assumed.
  2. Repayment term cannot be more than 360 months (i.e. 30 years).
  3. Maximum Home Loan Amount has been rounded down to the nearest R1000.